FAQFAQ   SearchSearch   MemberlistMemberlist   UsergroupsUsergroups   RegisterRegister 
 ProfileProfile   Log in to check your private messagesLog in to check your private messages   Log inLog in 


Credit card payment through your iPhone! Way cool!
Goto page 1, 2  Next
 
Post new topic   Reply to topic    The Smoke Ring Forum Index -> Catering
View previous topic :: View next topic  
Author Message
Harry Nutczak
BBQ All Star


Joined: 01 Mar 2007
Posts: 8558
Location: The Northwoods

PostPosted: Wed Feb 09 11 7:02 am    Post subject: Credit card payment through your iPhone! Way cool! Reply with quote

the rates are a little high, but I think they are very reasonable to be able to take card payments without spending tons of cash on equipment, and be able to use it through a cellular system,

If this works via Wi-Fi as a first option instead of running up my data plan usage, I am getting it!!
_________________
Just remember that the toes you may step on during your climb to the top will also be attached to the a$$es you'll be forced to kiss on your way back down!
Back to top
View user's profile Send private message
Jarhead
BBQ All Star


Joined: 11 Oct 2009
Posts: 7355
Location: Marionville, Home of the White Squirrels, Missouri

PostPosted: Wed Feb 09 11 8:16 am    Post subject: Reply with quote

I'm with ya on the Wi-Fi, Harry.

This appeared in the CNN Money about a year ago.
http://money.cnn.com/2010/02/09/smallbusiness/iphone_credit_card_swipe_wars/index.htm

At that time Alltel/Verizon did not offer the iPhone. So I became more interested in Square for the Droid.

I have since gone with a 3G netbook with card reader, keypad and printer. Processing is through Costco and Elavon.

This will be an interesting thread to follow, thanks Harry.
_________________
Gunny 3073/4044/8411

Jarhead's World Blog
KCBS CBJ & HMFIC Debbie's Q Shack
Back to top
View user's profile Send private message Send e-mail
Geronimo
BBQ Super Pro


Joined: 29 Jul 2007
Posts: 2896
Location: Montgomery, Texas (and lovin' it)

PostPosted: Wed Feb 09 11 8:34 am    Post subject: Reply with quote

I am torn about this... As a caterer, that is one of the biggest reasons I ask (and get) payment in advance of event date so I can run the card and the $$ is in MY bank prior to the event. Thus far, (20 years) there has not been a problem so the need for this type system is currently not needed.

As a spectator at events, (I purposely take notice of this) .... I have noticed that MOST people go to events with cash in their pockets as well as a credit/debit card. They would more likely use their card to purchase goods (larger ticket items) from non food vendors VS a food vendor where they more often (and some what expect to) pay cash.

This is not to say that a food vendor would not make a FEW more sales if they were to take credit/debit cards but is it really worth the cost IF that is the only thing (vending) you are going to use the system for??

EDIT: One thing to remember, for those states that collect a sales tax, a food vendor has to pay sales tax in the food(s) they sell AND 2-3% for each card transaction...Selling a sandwich for $6.00 then pay a sales tax of 8% ($.48 ) and a CC processing fee of 3% ($.18 ), now on that $6.00 sandwich, you have $.66 coming right off the top. Then take off the cost of the food and cost of doing the event.....where does it stop???
_________________
Where rumors end and legend lives forever...
Back to top
View user's profile Send private message
Pit Boss
BBQ Super Pro


Joined: 04 Sep 2008
Posts: 2362
Location: Mt. Pleasant, South Carolina

PostPosted: Wed Feb 09 11 10:10 am    Post subject: Reply with quote

Geronimo wrote:
EDIT: One thing to remember, for those states that collect a sales tax, a food vendor has to pay sales tax in the food(s) they sell AND 2-3% for each card transaction...Selling a sandwich for $6.00 then pay a sales tax of 8% ($.48 ) and a CC processing fee of 3% ($.18 ), now on that $6.00 sandwich, you have $.66 coming right off the top. Then take off the cost of the food and cost of doing the event.....where does it stop???


But sales tax is added to the ticket...so it isn't coming off the top. CC charges should be embedded in your pricing.
_________________
Somewhere in Kenya...a village is missing their idiot.
Back to top
View user's profile Send private message
daddywoofdawg
BBQ Super Pro


Joined: 22 Jul 2008
Posts: 3892
Location: Starkweather,ND

PostPosted: Wed Feb 09 11 2:23 pm    Post subject: Reply with quote

My concern would be what do you do in places the cell is iffy at best let alone a wi-fi signal.which describes most of my sales areas.
_________________
Good BBQ is all smoke and beers!
The Dawghouse Custom vertical Gasser
Custom Made offset smoker
Char grill smoker
Weber kettle
Back to top
View user's profile Send private message
BBQMAN
BBQ Super All Star


Joined: 13 Jun 2005
Posts: 15474
Location: Florida

PostPosted: Wed Feb 09 11 8:42 pm    Post subject: Reply with quote

I don't own an I-Phone, but it's nice to know they "have an app for that!"

I could see this as being an advantage in a raunt setting.

For catering, I prefer to get a check and skip giving part of my profits to another service provider.

For catering jobs that MUST use a CC (my pharmaceutical reps and Home Depot come to mind) I have PayPal as an option.

For vending, it's cash only for us.

On average, we cater 100 events a year.

CC payments make up maybe 1 or 2 of those.

We do have some large item, large $$$ vendors at our fresh market (art work and such) where having this capability would be a must have.

For me, not so much.
_________________
BBQMAN
"I Turned A Hobby Into A Business".
Providing "IMHO" Since 2005.
Back to top
View user's profile Send private message
Geronimo
BBQ Super Pro


Joined: 29 Jul 2007
Posts: 2896
Location: Montgomery, Texas (and lovin' it)

PostPosted: Thu Feb 10 11 3:59 am    Post subject: Reply with quote

BBQMAN wrote:
I don't own an I-Phone, but it's nice to know they "have an app for that!"

I could see this as being an advantage in a raunt setting.

For catering, I prefer to get a check and skip giving part of my profits to another service provider.

For catering jobs that MUST use a CC (my pharmaceutical reps and Home Depot come to mind) I have PayPal as an option.

For vending, it's cash only for us.

On average, we cater 100 events a year.

CC payments make up maybe 1 or 2 of those.


We do have some large item, large $$$ vendors at our fresh market (art work and such) where having this capability would be a must have.

For me, not so much.


Last year alone, 85% of my sales were paid by some from of credit card (credit/debit).

I will accept credit cards for payment any day and those fees you speak of...are all tax deductible.

Personally, I can not remember the last time I wrote a check. I use my debit card 100% of the time or I am set up on line to make the payments I need to make (Utilities, insurance and such).
_________________
Where rumors end and legend lives forever...
Back to top
View user's profile Send private message
smokelahoma
BBQ Fan


Joined: 22 Mar 2009
Posts: 314

PostPosted: Thu Feb 24 11 3:58 am    Post subject: Reply with quote

Ok so I ordered my square approximately 3 weeks ago, it arrived at my address 2 days later.
While waiting for the device to arrive I downloaded the app to my iPhone and my iPad. There is certain information that has to be filled in about the bank account you want your payments deposited into. When I did this I put in a wrong number on my bank's routing number. I eventually figured out their was a problem and got it corrected.

If you have it set up correctly square will make two small deposits into your account, to verify your account. When you verify your account you can then accept payments.

I ran my own card to check it out, I charged $1.23 and a couple days later $1.05 showed up in my account.

I will be playing with this more to see how it works "in the field"

I just got an email from them that they have lowered their charges, where it used to be 2.75% +15 cents now it's just 2.75% without the 15 cent charge.
_________________
The Sultan of Smoke!
www.smoklahoma.com
Back to top
View user's profile Send private message Visit poster's website
yndio
BBQ Fan


Joined: 25 Jan 2007
Posts: 274

PostPosted: Thu Feb 24 11 10:50 am    Post subject: Reply with quote

smokelahoma wrote:
Ok so I ordered my square approximately 3 weeks ago, it arrived at my address 2 days later.
While waiting for the device to arrive I downloaded the app to my iPhone and my iPad. There is certain information that has to be filled in about the bank account you want your payments deposited into. When I did this I put in a wrong number on my bank's routing number. I eventually figured out their was a problem and got it corrected.

If you have it set up correctly square will make two small deposits into your account, to verify your account. When you verify your account you can then accept payments.

I ran my own card to check it out, I charged $1.23 and a couple days later $1.05 showed up in my account.

I will be playing with this more to see how it works "in the field"

I just got an email from them that they have lowered their charges, where it used to be 2.75% +15 cents now it's just 2.75% without the 15 cent charge.
. I just ordered the square myself. Can't wait to break it in.
Back to top
View user's profile Send private message
G's BBQ
BBQ Super Pro


Joined: 13 Sep 2006
Posts: 1641
Location: NV

PostPosted: Thu Feb 24 11 12:47 pm    Post subject: Reply with quote

Ive been thinking about the Square myself...Please post how it works for you...Thanks
_________________
California State Grand Champion-Shake,Rattle & Smoke-July 2007
American Royal Invitational 2007-11th place Ribbon Brisket
2nd Place BBQ Sauce-Best On The Mountain Rib Cook-Off-Horizon Casino, South Lake Tahoe-May 2008
Back to top
View user's profile Send private message
corndog
BBQ Super Pro


Joined: 02 Dec 2006
Posts: 1209
Location: Zebulon, NC

PostPosted: Thu Feb 24 11 10:28 pm    Post subject: Reply with quote

I saw somthing on the news about this (i think it was) where brick and mortar stores were using an iPAD with this as their cash register...and how convienent it was w/o having to buy extra equipment...looks like a pretty cool concept..
_________________
Kevin "Corndog" Cameron

Dang it boy, that's some mighty fine eatin'!!!!
Back to top
View user's profile Send private message Visit poster's website
Harry Nutczak
BBQ All Star


Joined: 01 Mar 2007
Posts: 8558
Location: The Northwoods

PostPosted: Thu Feb 24 11 11:43 pm    Post subject: Reply with quote

corndog wrote:
I saw somthing on the news about this (i think it was) where brick and mortar stores were using an iPAD with this as their cash register...and how convienent it was w/o having to buy extra equipment...looks like a pretty cool concept..


Thank you corndog,

Now I have yet another business use where i can justify the expense an iPad.
They are perfect for working on menus and doing bids with clients. I have been wanting one for a few months now anyways, and If I can legitimately have this is a business expense, I go to do it now.
_________________
Just remember that the toes you may step on during your climb to the top will also be attached to the a$$es you'll be forced to kiss on your way back down!
Back to top
View user's profile Send private message
Geronimo
BBQ Super Pro


Joined: 29 Jul 2007
Posts: 2896
Location: Montgomery, Texas (and lovin' it)

PostPosted: Fri Feb 25 11 12:08 am    Post subject: Reply with quote

Harry (and other interested parties), the IRS allows a business to purchase a new computer every 2 years as a business expense.

My desktop and my laptop are both business owned. Wink
_________________
Where rumors end and legend lives forever...
Back to top
View user's profile Send private message
corndog
BBQ Super Pro


Joined: 02 Dec 2006
Posts: 1209
Location: Zebulon, NC

PostPosted: Fri Feb 25 11 8:15 pm    Post subject: Reply with quote

Marv wrote:

Quote:
Harry (and other interested parties), the IRS allows a business to purchase a new computer every 2 years as a business expense.

My desktop and my laptop are both business owned.


This is usefull info...I am looking to upgrade to an Apple laptop or an iPad..for the business...
_________________
Kevin "Corndog" Cameron

Dang it boy, that's some mighty fine eatin'!!!!
Back to top
View user's profile Send private message Visit poster's website
The Guru



Joined: 13 Feb 2011
Posts: 15

PostPosted: Tue Mar 08 11 2:05 pm    Post subject: Square issues Reply with quote

I love the Square...using it on a Droid X with Verizon.

I just got them to raise the deposit limit, b/c there is a $1000 per 30 days deposit limit on regular accounts. I f you prove your deposits are more than that they will raise the limit. Biggest peeve is no customer service phone number.
_________________
Pellet Grill Guru
"Enlightened BBQ"
Traeger COM 200, XL 150
Back to top
View user's profile Send private message
Harry Nutczak
BBQ All Star


Joined: 01 Mar 2007
Posts: 8558
Location: The Northwoods

PostPosted: Tue Mar 08 11 4:39 pm    Post subject: Re: Square issues Reply with quote

The Guru wrote:
I love the Square...using it on a Droid X with Verizon.

I just got them to raise the deposit limit, b/c there is a $1000 per 30 days deposit limit on regular accounts. I f you prove your deposits are more than that they will raise the limit. Biggest peeve is no customer service phone number.


What process did you use to get them to change limits, and how much of a hassle was it. Do the rates drop or rise when exceeding that limit.
I have glanced over the app, but not made any commitments yet.
I could have used it a month ago when we catered a WI-state university function. I have used pay-pal with them in the past with full payment due 14 days before the event, but this was a last minute emergency request and I did not have time to get a pre-pay from them on a card. I am still awaiting payment from this event because of it.

$1K/month would probably not work for me, how much hassle was it to resolve? I would probably meet that $1K limit less than 2 hours into the day during the summertime.
_________________
Just remember that the toes you may step on during your climb to the top will also be attached to the a$$es you'll be forced to kiss on your way back down!
Back to top
View user's profile Send private message
Geronimo
BBQ Super Pro


Joined: 29 Jul 2007
Posts: 2896
Location: Montgomery, Texas (and lovin' it)

PostPosted: Wed Mar 09 11 1:14 am    Post subject: Reply with quote

I agree, I don't think they are taking into consideration a catering business or any other business that sells in large volume at one click.

I run credit cards from my home office and If on rare occasion that I have to take a CC the day of the event, I simply write it down and process it as soon as I return and then shred the paper it was written on.
_________________
Where rumors end and legend lives forever...
Back to top
View user's profile Send private message
The Guru



Joined: 13 Feb 2011
Posts: 15

PostPosted: Thu Mar 10 11 12:19 am    Post subject: Re: Square issues Reply with quote

Harry Nutczak wrote:
The Guru wrote:
I love the Square...using it on a Droid X with Verizon.

I just got them to raise the deposit limit, b/c there is a $1000 per 30 days deposit limit on regular accounts. I f you prove your deposits are more than that they will raise the limit. Biggest peeve is no customer service phone number.


What process did you use to get them to change limits, and how much of a hassle was it. Do the rates drop or rise when exceeding that limit.
I have glanced over the app, but not made any commitments yet.
I could have used it a month ago when we catered a WI-state university function. I have used pay-pal with them in the past with full payment due 14 days before the event, but this was a last minute emergency request and I did not have time to get a pre-pay from them on a card. I am still awaiting payment from this event because of it.

$1K/month would probably not work for me, how much hassle was it to resolve? I would probably meet that $1K limit less than 2 hours into the day during the summertime.


It was a bit of a hassle, but only took a week or so. they do not have a customer svc phone so it was email back and forth...I got the best results Tweeting them actually...they sent me a form and wanted to know about the specifics of my business. I told them I do boluses of business, not daily or even weekly, but that my transactions are generally over $850 each...they agreed and immediately released over $6000 they were holding
_________________
Pellet Grill Guru
"Enlightened BBQ"
Traeger COM 200, XL 150
Back to top
View user's profile Send private message
G's BBQ
BBQ Super Pro


Joined: 13 Sep 2006
Posts: 1641
Location: NV

PostPosted: Thu Mar 10 11 8:18 am    Post subject: Re: Square issues Reply with quote

The Guru wrote:
Harry Nutczak wrote:
The Guru wrote:
I love the Square...using it on a Droid X with Verizon.

I just got them to raise the deposit limit, b/c there is a $1000 per 30 days deposit limit on regular accounts. I f you prove your deposits are more than that they will raise the limit. Biggest peeve is no customer service phone number.


What process did you use to get them to change limits, and how much of a hassle was it. Do the rates drop or rise when exceeding that limit.
I have glanced over the app, but not made any commitments yet.
I could have used it a month ago when we catered a WI-state university function. I have used pay-pal with them in the past with full payment due 14 days before the event, but this was a last minute emergency request and I did not have time to get a pre-pay from them on a card. I am still awaiting payment from this event because of it.

$1K/month would probably not work for me, how much hassle was it to resolve? I would probably meet that $1K limit less than 2 hours into the day during the summertime.


It was a bit of a hassle, but only took a week or so. they do not have a customer svc phone so it was email back and forth...I got the best results Tweeting them actually...they sent me a form and wanted to know about the specifics of my business. I told them I do boluses of business, not daily or even weekly, but that my transactions are generally over $850 each...they agreed and immediately released over $6000 they were holding


How do you handle the signature part. My understanding is a stylus doesnt work so people have to sign with thier finger...Guy at verizon says the same for Iphone. I have Droid. I have set up Square and seems to work great. I to am not to thrilled about no phone support.
_________________
California State Grand Champion-Shake,Rattle & Smoke-July 2007
American Royal Invitational 2007-11th place Ribbon Brisket
2nd Place BBQ Sauce-Best On The Mountain Rib Cook-Off-Horizon Casino, South Lake Tahoe-May 2008
Back to top
View user's profile Send private message
The Guru



Joined: 13 Feb 2011
Posts: 15

PostPosted: Fri Mar 11 11 2:11 am    Post subject: Re: Square issues Reply with quote

G's BBQ wrote:
The Guru wrote:
Harry Nutczak wrote:
The Guru wrote:
I love the Square...using it on a Droid X with Verizon.

I just got them to raise the deposit limit, b/c there is a $1000 per 30 days deposit limit on regular accounts. I f you prove your deposits are more than that they will raise the limit. Biggest peeve is no customer service phone number.


What process did you use to get them to change limits, and how much of a hassle was it. Do the rates drop or rise when exceeding that limit.
I have glanced over the app, but not made any commitments yet.
I could have used it a month ago when we catered a WI-state university function. I have used pay-pal with them in the past with full payment due 14 days before the event, but this was a last minute emergency request and I did not have time to get a pre-pay from them on a card. I am still awaiting payment from this event because of it.

$1K/month would probably not work for me, how much hassle was it to resolve? I would probably meet that $1K limit less than 2 hours into the day during the summertime.


It was a bit of a hassle, but only took a week or so. they do not have a customer svc phone so it was email back and forth...I got the best results Tweeting them actually...they sent me a form and wanted to know about the specifics of my business. I told them I do boluses of business, not daily or even weekly, but that my transactions are generally over $850 each...they agreed and immediately released over $6000 they were holding


How do you handle the signature part. My understanding is a stylus doesnt work so people have to sign with thier finger...Guy at verizon says the same for Iphone. I have Droid. I have set up Square and seems to work great. I to am not to thrilled about no phone support.


Right...your customer uses their finger to sign...no hassles yet.
_________________
Pellet Grill Guru
"Enlightened BBQ"
Traeger COM 200, XL 150
Back to top
View user's profile Send private message
Display posts from previous:   
Post new topic   Reply to topic    The Smoke Ring Forum Index -> Catering All times are GMT + 8 Hours
Goto page 1, 2  Next
Page 1 of 2

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


Powered by phpBB © 2001, 2002 phpBB Group